Navient, NelNet and Great Lakes are servicers of federal figuratively speaking. This means that the re re payments to these servicers may count toward your re payment responsibilities for PSLF and for forgiveness through income-driven payment.
Nonetheless, you ought to ensure that the loans you have got by using these providers will be the precise loans that qualify underneath the particular forgiveness system, and that you otherwise be eligible for forgiveness. As an example, for PSLF, just loans that are direct.
Should your current loans don’t qualify, you can easily combine them in to an immediate loan in purchase to qualify for PSLF along with other loan forgiveness programs under which Direct Loans qualify. But only payments made after consolidation shall count toward your payment responsibilities for forgiveness.
The news that is good that, as loan servicers, Navient, NelNet, and Great Lakes will allow you to access it your path toward loan forgiveness. Make sure to phone your servicer to get out which kind of loan you have got before relying on loan forgiveness.
Could I have figuratively speaking forgiven if they’re in default?
No, you should be current on the loans to be eligible for PSLF. Keep in mind that you have to make 120 qualifying, on-time payments before your loan balance could be forgiven. If you’d like help getting the loans in good standing, phone your loan servicer and get for assistance. 続きを読む Could I get education loan forgiveness for my Navient, NelNet or Great Lakes loans?