Apply on line for SBI private Gold Loan in Asia – Personal Banking

Personal Gold Loans

SBI Private Gold Loan
  • Features
  • Eligibility
  • Payment
  • Papers Required
  • Interest rate

SBI Gold Loan may be availed by pledge of silver ornaments including coins offered by Banking institutions with minimum paper work and low interest.


  • Optimum Loan Amount: Rs 20.00 lacs
  • Minimal Loan Amount: Rs 20,000 /-
  • Margin
    • Gold Loan: 25%
    • Fluid Gold Loan: 25%
    • Bullet Repayment Gold Loan: 35%
  • Protection: Pledge of silver ornaments duly confirmed for quality & volume.
  • Processing charges: 0.50percent for the Loan amount + relevant GST minimum Rs500/- + applicable GST
  • Rate Of Interest:
    • For just about any Loan quantity: 0.50% over the MCLR-1yr
  • Others: silver appraiser fees will likely to be compensated by the Applicant.


  • Age: 18 years and above
  • Occupation: Any individual (singly or jointly) with Steady income source including: Bank’s Employees, Pensioners. (No evidence of earnings needed)


  • Repayment Mode
    • Gold Loan: The repayment of Principal and Interest should be commenced through the thirty days following a thirty days of disbursement.
    • Fluid Gold Loan: Overdraft Account with transaction center and interest that is monthly become served.
    • Bullet Repayment Gold Loan: On or ahead of the term regarding the loan/ on closing of account.
  • Repayment Period
    • Optimum: Gold Loan: 36 months fluid Gold Loan: 36 months Bullet Repayment Gold Loan: one year

Papers Required

To Utilize Loan